Lekhhaa is a free expense tracker and bill-splitting app built for India. It lets you record income and expenses, split bills with friends or groups, track who owes what, and settle up — all in one place. It works like a digital khata book with Splitwise-like features, available on Android, iOS, and the web.

Is Lekhhaa free to use?

Yes, Lekhhaa is free to use. You can track expenses, split bills, manage groups, and settle up without paying anything. The app is available at no cost on Android, iOS, and web.

How does bill splitting work in Lekhhaa?

Add an expense, choose the friends or group members to split it with, and Lekhhaa automatically calculates who owes how much. You can split equally or by custom amounts. The app tracks all balances and tells you the simplest way to settle up with fewest transactions.

What is the difference between Lekhhaa and Splitwise?

Lekhhaa is a Splitwise alternative built specifically for India. It supports Indian languages including Hindi, works with INR by default, includes a personal expense and income tracker (not just group bills), and functions as a digital khata book for daily money management — all for free.

Can I use Lekhhaa to track personal expenses, not just split bills?

Yes. Lekhhaa has a full personal finance tracker built in. You can log daily income and expenses, view spending by category, generate reports, and manage your budget — separately from any group or bill-splitting activity.

Does Lekhhaa work in Hindi?

Yes. Lekhhaa supports Hindi and is designed for Indian users. The app includes Hindi language support and is available at lekhhaa.com/hi for the Hindi version.

Is my financial data safe on Lekhhaa?

Lekhhaa uses data encryption and secure storage to protect your financial information. Your expense and income data is stored securely and is not shared with third parties.

What is the fairest way to split rent with roommates in India?

Equal split works when rooms are similar. If rooms differ in size or amenities, use a room-based split where the bigger or attached-bathroom room pays 10-20% more. Agree on the method in writing before anyone moves in.

How should roommates split the electricity bill?

Split equally by default, but if one room runs an AC heavily in summer, add a small usage surcharge for that room. Some flats install sub-meters for AC rooms; most simply agree on a 60/40-style adjustment for summer months.

What is the best app to split expenses with roommates in India?

Lekhhaa is a free bill-splitting app built for India — create a flat group, log rent, electricity, Wi-Fi, groceries, and maid salary as they happen, see who owes whom, and settle monthly over UPI. It works in English and Hindi.

How do we settle roommate expenses over UPI?

Fix one settlement day per month (usually right after salary day). Your expense app calculates the minimum transfers needed; pay via Google Pay, PhonePe, or Paytm and mark the balance settled in the app.

What happens to shared expenses when a roommate moves out mid-month?

Pro-rate rent by the number of days stayed, settle all outstanding shared bills before they leave, and return their security deposit share minus any agreed deductions. Close their balance in your expense group so nothing carries over.

How to Split Rent and Bills With Roommates in India (2026 Guide)

Living with roommates in Bangalore, Pune, Mumbai, Delhi, or Hyderabad usually means one thing every month: figuring out who pays what. Rent, electricity, Wi-Fi, water cans, maid and cook salaries, groceries, and OTT subscriptions all arrive at different times, get paid by different people, and somehow one flatmate always feels like they are paying more. This guide covers the fair ways to split rent and bills with roommates in India, and how to settle everything over UPI without awkward conversations.

Step 1: Decide the Rent Split Method Before Anyone Moves In

Equal split - The simplest method: total rent divided by the number of roommates. Works when all rooms are similar in size and everyone shares common areas equally.

Room-based split - If one person gets the master bedroom with an attached bathroom and balcony while another gets the smaller room, an equal split feels unfair fast. A common approach in Indian metro flats: the biggest room pays 10-20% more, the smallest pays 10-20% less, and the difference balances out.

Income-proportional split - Less common in India but useful for couples or friends with very different salaries. Each person pays rent in proportion to their take-home income. This works only when everyone is comfortable sharing income details.

Step 2: List Every Recurring Shared Bill

Most roommate disputes come from bills nobody wrote down. A typical Indian flat share has: rent (₹8,000-₹25,000 per head in metros), electricity (₹800-₹3,000 monthly, higher with ACs in summer), Wi-Fi (₹500-₹1,200), water cans or tanker charges, maid salary (₹1,500-₹3,000), cook salary (₹2,000-₹4,000), cooking gas, society maintenance if not included in rent, and shared OTT subscriptions like Netflix or Hotstar. Write all of these down once, decide the split for each, and half your future arguments disappear.

Step 3: Do Not Split Everything Equally

Equal splitting breaks down for bills people use unequally. If one roommate travels every weekend, should they pay the same grocery share? If one room runs an AC all night, is an equal electricity split fair? The practical answer used by most Indian flats: keep rent, Wi-Fi, maid, and maintenance equal, but split groceries by who actually eats at home, and consider a small AC surcharge for heavy-usage rooms in summer months. The goal is a system everyone agrees to once, not a renegotiation every month.

Step 4: Track Who Paid What, in Real Time

The single biggest mistake roommates make is trying to remember expenses at month-end. Someone paid the electricity bill from their UPI, someone else recharged the Wi-Fi, a third person bought groceries twice — and now it is the 30th and nobody remembers the amounts. Use a group expense tracker like Lekhhaa: create a group for your flat, log each shared expense in seconds when it happens, and let the app maintain the running balance of who owes whom.

Step 5: Settle Once a Month Over UPI

Instead of ten small transfers all month, fix one settlement day — typically the 1st or 2nd, right after salaries land. A good bill-splitting app minimizes the number of transfers needed: if A owes B ₹500 and B owes C ₹500, the app tells A to simply pay C once. Settle via Google Pay, PhonePe, or Paytm, mark it settled in the app, and start the new month at zero.

Common Roommate Money Problems (and Fixes)

The chronic late payer - Set a settlement date and let the app send the reminder instead of you. A neutral app notification lands better than a personal "bhai, paisa de de" message.

The person who never buys anything - When every grocery run and water can is logged, the imbalance becomes visible in numbers instead of resentment. Data ends the argument before it starts.

Security deposit disputes - Record who contributed how much to the deposit on day one, and log any damage deductions. When someone moves out mid-lease, the numbers are already there.

A roommate moves out mid-month - Pro-rate rent by days stayed, settle all outstanding balances before they leave, and close their share in the group. Never let balances ride "until we meet next".

The Bottom Line

Splitting rent and bills with roommates in India works smoothly when three things are true: the split method is agreed upfront, every shared expense is logged when it happens, and settlement happens once a month over UPI. A free app like Lekhhaa handles the logging, the math, and the reminders — so the only thing you and your flatmates need to manage is living together.